Our Services

Help Your Team Build a Stronger Financial Future

A competitive benefits package isn’t just about health coverage, it’s also about helping employees feel confident about their financial future.

What Are Group Savings & Retirement Plans?

Group savings plans allow employers to offer structured, tax-efficient savings options to employees often with optional employer contributions. These plans are simpler to manage than many business owners expect and can be customized to fit businesses of all sizes.

Common plan types

  • Group RRSPs
  • Group TFSA programs
  • Deferred Profit Sharing Plans (DPSPs)
  • Employer-matched savings programs
    • Plans can be offered on their own or integrated with group benefits for a more complete compensation package.

    Why Employers Offer Group Savings Plans

    For your business:
  • Improves employee retention and loyalty
  • Enhances total compensation without large salary increases
  • Predictable and controllable employer costs
  • Supports succession planning and long-term workforce stability
    • For your employees:
  • Easier, automated saving through payroll
  • Professional investment options and guidance
  • Increased confidence in retirement readiness
  • A tangible sign of employer commitment to their future

    • Flexible by Design

    Group savings plans don’t have to be “all or nothing.” We help you structure a plan that fits your reality:
  • Optional or tiered employer matching
  • Participation levels that scale with growth
  • Investment choices for different risk profiles
  • Simple onboarding and payroll integration
    • Whether you’re starting your first plan or reviewing an existing one, flexibility is built in.

    At Alberta Workplace Solutions our role is to help you make confident decisions that work today and still make sense years from now. We specialize in working with small to mid-sized Alberta employers who want:

  • Practical solutions, not over engineered plans
  • Local advisors who are accessible and responsive
  • Long-term planning, not one-time setup

    • Ready to Build a Better Benefits Plan?

    During your consultation, we’ll help you:

    • Understand your current benefits (or lack of one) and opportunities to improve
    • Explore options like group benefits, health spending accounts, and group retirement plans
    • Balance employee value with cost control
    • Identify gaps, risks, and quick wins
    • Plan benefits that scale as your business grows.
    Make an appointment