Our Services

Flexible Benefits That Put Employees First

Not every employee values benefits the same way, and that’s exactly where Health Spending & Wellness Accounts shine. At Alberta Workplace Solutions, we help Alberta businesses use health spending accounts to offer flexible, tax-efficient benefits that give employees choice, while giving employers control over costs.

What Are Health Spending & Wellness Accounts?

Health Spending Accounts (HSAs) and Wellness Spending Accounts (WSAs) are employer funded accounts that employees use to pay for eligible health, dental, and wellness expenses.
Instead of a one-size-fits-all plan, employees decide how to use their allocated dollars within CRA guidelines, based on what matters most to them.

Health Spending Accounts (HSA)

HSAs cover CRA-approved medical and dental expenses, including:
  • Prescription drugs
  • Dental treatments
  • Vision care
  • Paramedical services (physiotherapy, massage, chiropractic, etc.)
  • Medical equipment and supplies
    • Key Advantages:
  • 100% tax-deductible for the employer
  • Tax-free to employees when used for eligible expenses
  • Simple to administer
  • Ideal as a standalone benefit or paired with group insurance

    • Wellness Spending Accounts (WSA)

    WSAs allow coverage for broader lifestyle and wellness expenses, such as:
  • Fitness memberships and classes
  • Fitness and Sports Equipment
  • Family Care Services
  • Personal development and wellness related costs
  • Work Apparel
  • Financial Contributions such as RRSP, RESP, TFSA
    • While WSAs are taxable to employees, they provide unmatched flexibility and are increasingly valued by modern workforces.

    Why Employers Choose HSAs & WSAs

    For employers:
  • Fixed, predictable costs
  • No surprise renewals or claims volatility
  • Flexible alternatives to traditional insurance
  • Scalable for part-time, full-time, or remote teams
    • For employees:
  • Freedom to choose how benefits are used
  • Support for both physical and mental wellness
  • Benefits that reflect different life stages and needs

    • Designed to Work Together

    Many Alberta businesses combine:
  • Core group benefits + HSA for extended flexibility
  • HSA + WSA for maximum choice with budget control
  • Standalone HSAs for smaller teams or startups

    • At Alberta Workplace Solutions our role is to help you implement a solution that makes sense today and adapts as your business grows. We work with small to mid-sized Alberta employers who want:

  • Flexible benefit options
  • Clear cost control
  • Simple administration

    • Ready to Build a Better Benefits Plan?

    During your consultation, we’ll help you:

    • Understand your current benefits (or lack of one) and opportunities to improve
    • Explore options like group benefits, health spending accounts, and group retirement plans
    • Balance employee value with cost control
    • Identify gaps, risks, and quick wins
    • Plan benefits that scale as your business grows.
    Make an appointment